Checklist & Forms

A. Documents needed for Pre-Approval

  1. Last 3 years W-2 Forms
  2. Last 2 Years Personal Federal Tax Returns 1040’s (all pages & schedules) (If previous year is on an extension please provide extension form)
  3. Last 2 Years Business Federal Tax Returns (all pages & schedules) (If previous year is on an extension please provide extension form)
  4. 1 months recent Paystubs
  5. 2 months recent Bank statements (all pages) all large deposited must be sourced

B. Documents Needed for Underwriting/Approval

  1. Filled out attached loan application (Need to have a link to download the attachment)
  2. Signed attached Borrowers Authorization (Need to have a link to download the attachment)
  3. Signed attached credit card Authorization (Need to have a link to download the attachment)
  4. Last 3 years W-2 Forms
  5. Last 2 Years Personal Federal Tax Returns 1040’s (all pages & schedules) (If previous year is on an extension please provide extension form)
  6. Last 2 Years Business Federal Tax Returns (all pages & schedules) (If previous year is on an extension please provide extension form)
  7. 1 months recent Paystubs (if paid by weekly 3 most recent paystubs-FHA Only)
  8. 2 months recent Bank statements (all pages) all large deposited must be sourced
  9. Name and number of Landlord (12 month canceled checks if private party) – FHA Only
  10. If living rent free, provide signed letter from Borrower and signed letter from person living at rent free
  11. Signed letter of explanation on all Cash out loans (must state that the cash out will not result in any new debt)
  12. Copy of ID
  13. Copy of Social Security Card
  14. Mortgage coupons on all properties owned
  15. Insurance declaration pages on all Properties owned
  16. Gift letter- need signed gift letter and sourcing of the gifts funds

Forms


Copyright © 2011 - Trimax Realty & Loan - Designet by: René Sejling